In BC, perhaps all of Canada, the provincial goovernment sets the maximum rate that any dentist can charge for a set procedure. It's fairly high but the kicker is, that rate is what the dentist can charge your insurance company. If the dentist wants, he can charge less or more but cannot exceed the government set rates for what he bills the insurance company. The balance of his excessive rate, he passes on to you. So you get a better rate than the government standard because your dentistry coverage pays a portion of the higher bill. If I buy the crown, it's $800, if I use my 60% coverage, then I pay 40% of $1200, or $480. This, believe it or not, is very good dentistry coverage in Canada.
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