We happen to have it, because we're lucky enough to work for a good employer. It's not great insurance, but it's far better than no insurance, and it's free. Most people don't have any kind of dental coverage.
We have to go to a participating dentist to get the best deal, which is two cleanings and a set of x-rays for free each year. There are also set rates of coverage for different procedures, which isn't nothing. So, for example, if I choose to go to a participating dentist to get a bridge, it's free. Any other dentist, it's about a $1000 discount.
Now that I write that out, it sounds pretty good. For free, and all.
|